Resolve Finance will help you through the first home loan process, so there are no hiccups.
Borrowing options, made simple.
It’s natural to be nervous when you’re buying your first home. It’s a big commitment. But, it doesn’t have to be that way. Resolve Finance makes a complicated process, simple. Because, you should enjoy building your first home. All you need to do is trust us, and then we can guide you through the whole process. Easy peasy.
Hrm… I know about Homebuyers Centre, but I don’t know-know you. You know?
Well, we’ve got 30,0000 Australians to vouch for us. That’s a pretty amazing feat. I guess when you’ve been helping first home buyers into their first homes for over 25 years, you learn a trick or few to make the process easy.
Can you gimme all the ins-and-outs of the First Home Owners Grant?
It’s what we’re here for. Basically, the government gives you money to help you get into your first home. And, you never need to pay it back. Why thankyou government! It’s $10K when you build or buy a new home, up to the value of $750,000.
Helpful hint: To get this grant your home should be brand spanking new. That means, anything that hasn’t been occupied like, off-the-plan homes, or newly built homes.
How do I know if I’m able to get the First Home Owners Grant?
There are a number of criteria that you need to meet in order to qualify for the First Home Owners Grant in Melbourne. Let us break it down for you.
You’re eligible if you:
✓ Are 18 years or over.
✓ Are an Australian citizen or permanent resident.
✓ Are planning to live in the home for at least six months.
✓ Have never owned a residential property in Victoria or anywhere else in Australia.
✓ Have never received the grant anywhere in Australia before.
What’s the deal with stamp duty concessions for first home buyers?
It’s a bit complicated to explain over the web. But basically, in addition to the grant, the stamp duty you pay could be reduced, but it all depends on the purchase price of your home. Your new home must be worth $600,000 or less to be eligible.
A little recommendation: Come in for a chat with your Resolve Finance broker in Melbourne because there are a number of criteria that you must meet to be eligible for the First Home Owners Grant, and they can even help you with the application process. They are very good people to know.
Lender Terms and conditions apply including FHOG eligibility. All finance services provided by Resolve Finance Australian Credit License 385487.