Everything you need to know - from the first home buyer specialists

It’s natural to be a little nervous when you’re buying your first home. There’s no denying it’s a big commitment, but it doesn’t have to be daunting. In fact, at Homebuyers Centre, we believe it should be exactly the opposite. It’s something you do only once, something you’ve looked forward to for many years, and something that will be your financial foundation for the rest of your life. So we think it should be fun, exciting and rewarding.

We make finance easy. We’ve helped more than 30,000 Australians into their first homes and we’ve been doing it for over 20 years. Not only do we have the perfect range of homes for first home buyers, but we also know the process, inside-out, and we can guide you through it, so there are no hiccups along the way. That guidance starts now...

First Home Owners Grant

The First Home Owners Grant in Victoria, is now $10,000 for those looking to build a new home (effective from the 1 July 2013, the FHOG increased from $7,000 to $10,000. The grant for established homes was reduced to $0 from $7,000). 

The First Home Owners Grant (FHOG) is a payment from the Australian government. It’s a genuine grant that you don’t have to repay; nor do you pay interest on it. Homebuyers Centre will guide you through the entire application process for the First Home Owners Grant.

First home buyers in Victoria are eligible for a one-off $10,000 FHOG payment, when building a new home. To qualify, you must:

  • Be an Australian citizen or permanent resident
  • Never have owned a residential property in any State or Territory of Australia
  • Never have received a First Home Buyers Grant from any State or Territory of Australia
  • Be 18 years of age or older
  • Occupy the home as your principal place of residence for a continuous period of at least 12 months of the completion of the FHOG transaction.

What's more, stamp duty for first home buyers is waived (for homes of up to $500,000 in value).

Stamp Duty Concessions

In addition to the First Home Owners Grant (FHOG), the government offers very generous concessions on stamp duty when you purchase vacant land. 

Home Loans

We understand it’s hard to save the deposit for your first home loan. That’s why we’ve partnered with Resolve Finance to offer a range of exclusive home loans that are specifically tailored for first home buyers, including low-deposit home loans and guarantor home loans.

Lender Terms and conditions apply including FHOG eligibility. All finance services provided by Resolve Finance Australian Credit License 385487.