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Learn more about your low deposit options

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It could be the path to get you into your new home sooner

When it comes to your home and your finance, whether you’ve been saving for years, or struggling with saving for your deposit, we get it can be tricky. That’s where Resolve Finance (our partnered finance specialist) can help you out.

They understand everyone is different, so they make sure you get access to a home loan that is right for you and your situation. They have access to everything from low deposit home loans and finance planning programs, through to government grants and schemes.

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First Home Buyer Guarantee

One of the most well-known low deposit programs in Australia is the First Home Guarantee (FHBG), where Housing Australia guarantees up to 15% of a property’s value. This enables eligible first-time buyers to purchase a home from as little as a 5% deposit, while avoiding Lenders Mortgage Insurance (LMI).

It’s important to note that eligibility criteria does apply, including income thresholds and property value caps. You can visit the Housing Australia website for more information and application instructions.

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Looking to learn more about government grants?

Visit our comprehensive guide to housing grants, crafted to help you unlock the full potential of available financial support.

Explore how you can take advantage of these opportunities and start building the home of your dreams with our expert guidance.

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Take the next step with Resolve Finance

Our finance partner Resolve Finance makes securing the right home loan simple, guiding you through the whole process. Their commitment extends beyond just home loans— offering a complete range of financial services.

At Resolve Finance, they’re here to guide you every step of the way, making sure you have a trusted advisor by your side.

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This is not financial advice and is general information. We recommend seeking assistance from a qualified mortgage broker to help determine what’s the right option for your financial situation.

Finance solutions provided by Resolve Financial Solutions Pty Ltd trading as Resolve Finance ABN 65 079 545 378, Australian Credit Licence No.385487.

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Learn more about the pathways

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Let's chat

Learn more about your low deposit options

By submitting this form you are consenting to receive marketing communications from Homebuyers Centre in future, on the understanding that you have read and agree to our Privacy and Data Collection Statement and that you can opt-out at any time.