First Home Buyer Finance

First home buyers who are taking advantage of Homebuyers Centre’s low deposit house and land packages across Melbourne, Victoria, may also be eligible for the First Home Owners Grant (FHOG).  

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Are there stamp duty concessions for first home buyers?

In addition to the First Home Owner Grant, you may be eligible for an exemption or concession from duty The first home buyer duty exemption or concession may be available if your home has a value of $600,000 or less.

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Discover your Home Buying Options - See if you Qualify

Your Details

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Parent assist

A new way to get a home loan from your parents, without putting their home at risk.

How does Parent Assist work?

Your parents loan you up to 20% of the cost of your new home. Then you repay them, like any other loan, but at half the rate of your mortgage. Or, when you sell your home, you pay your parents back including their share of any investment growth.

  • No Guarantor: Your parents won’t have to risk their home to help you get into yours.
  • Eligible for the FHOG: You still get the First Home Owners Grant and stamp duty concessions.
  • Parent’s Peace of Mind: It’s a transparent and structured loan.
  • Your dream home: You’ll be in a better financial situation enabling you to purchase a bigger block or larger home.

For full information speak to our in-house experts at Resolve Finance, or visit: www.parentassistloan.com.au

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Low deposit home loans Vic

When it comes to our low deposit house and land packages, finding the right loan for you can be simple with our in-house experts at Resolve Finance.

 

House Deposit Options
Whether you’ve been saving for years or struggling with saving for your deposit, Resolve Finance can help.  They have everything from low deposit home loans and financial planning programs, through to low-rate home loans and ‘Parent Assist’ loans (some products exclusive to Resolve Finance and Homebuyers Centre).

I haven’t really saved much. So, what are my options?
Resolve Finance have some unique low deposit home loans available that enable to you use your First Home Owners Grant or gifted funds, which is very unique – especially because most lenders in Victoria require a minimum 5% deposit.

I need help saving for a house deposit – where do I start?
We’ve partnered with Resolve Finance to develop a simple program called My Home Plan. It’s built around your income and your spending, enabling you to get back in control of your financial future—and into your own home sooner.