First Home Buyer Finance
First home buyers who are taking advantage of Homebuyers Centre’s low deposit house and land packages across Melbourne, Victoria, may also be eligible for the First Home Owners Grant (FHOG).
Are there stamp duty concessions for first home buyers?
In addition to the First Home Owner Grant, you may be eligible for an exemption or concession from duty The first home buyer duty exemption or concession may be available if your home has a value of $600,000 or less.
Discover your Home Buying Options - See if you Qualify
Low deposit home loans Vic
When it comes to our low deposit house and land packages, finding the right loan for you can be simple with our in-house experts at Resolve Finance.
House Deposit Options
Whether you’ve been saving for years or struggling with saving for your deposit, Resolve Finance can help. They have everything from low deposit home loans and financial planning programs, through to low-rate home loans and ‘Parent Assist’ loans (some products exclusive to Resolve Finance and Homebuyers Centre).
I haven’t really saved much. So, what are my options?
Resolve Finance have some unique low deposit home loans available that enable to you use your First Home Owners Grant or gifted funds, which is very unique – especially because most lenders in Victoria require a minimum 5% deposit.
I need help saving for a house deposit – where do I start?
We’ve partnered with Resolve Finance to develop a simple program called My Home Plan. It’s built around your income and your spending, enabling you to get back in control of your financial future—and into your own home sooner.
Home Accelerator
Time to accelerator into your new home!
Getting into your first home can seem like you’re chasing a moving target. Just when you think you reach your goal, the goal posts have moved.
With Home Accelerator you can lock in your new house and land package for just $5,000*. The best part? The package price you agree on is locked in! Home Accelerator really is your unfair advantage, so let’s get started and make your first home happen sooner.
*Terms and Conditions: An initial $5,000 deposit (‘initial deposit’) is required for payment towards both to the HIA contract and land title contract. The amounts paid towards these contracts will vary, subject to the terms of agreement with the developer. A 5% land deposit is also required to be paid within 6 months from the date on which the land title contract is signed by both parties (‘deposit due date’). Subject to the client’s rights under the Australian Consumer Law, the initial deposit is only refundable where the client is deemed ineligible for finance as determined by Resolve Finance. Where the 5% land deposit is not paid by the deposit due date, the client will not be refunded the initial deposit. Home Accelerator is a product offered by Homebuyers Centre and supported via the My Home Plan service. My Home Plan is operated by Resolve Finance Solutions PTY LTD trading as Resolve Finance ABN 65 079 545 378 (‘Resolve Finance’). All finance options are only available through Resolve Finance (Australian Credit Licence 385487). Home Accelerator is only available on selected and approved house and land packages. The client will also be liable for additional payments as necessary for the construction of the house and associated costs. Where the client is deemed eligible for a refund, a full refund of the initial deposit will be actioned by the ABN Builder and the associated Developer. This offer is not available in conjunction with any other promotions or incentives. The building practitioner is ABN Group (Vic) Pty Ltd. Trading as Homebuyers Centre CDB-U 49215.